The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has led to a drop in branch locations, and many institutions are closing existing branches to reduce costs. Ne

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It illustrates the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of investing. Understanding how to determine FCF and strat